Understanding SBI Virtual Card IPIN

What is SBI Virtual Card IPIN?

State Bank of India, one of the leading banks in India, offers a unique feature called SBI Virtual Card IPIN. This innovative service provides customers with a secure way to make online transactions without using their physical credit or debit cards.

Let’s delve deeper into what exactly an SBI Virtual Card IPIN is and how it works.

How Does SBI Virtual Card IPIN Work?

An SBI Virtual Card IPIN is a virtual card with a 16-digit card number, CVV, and expiry date that customers can generate online through their SBI net banking portal. This virtual card is linked to the customer’s primary account, providing a safe way to transact online without exposing sensitive card details.

Benefits of Using SBI Virtual Card IPIN:

  • Enhanced Security: By using a virtual card, customers can minimize the risk of fraud and unauthorized transactions.
  • Convenience: Customers can generate virtual cards instantly and use them for online purchases without worrying about physical card security.
  • Budget Control: Virtual cards can be issued for specific amounts, helping customers manage their expenses effectively.

How to Generate an SBI Virtual Card IPIN:

To generate an SBI Virtual Card IPIN, follow these simple steps:

  1. Login to your SBI net banking account.
  2. Navigate to the ‘Cards’ section.
  3. Select ‘Generate Virtual Card’.
  4. Enter the required details like card limit and validity period.
  5. Authenticate the transaction using your net banking credentials.

Once generated, you can use the virtual card details for online transactions just like you would with a physical card.

Conclusion

In conclusion, SBI Virtual Card IPIN is a secure and convenient way for customers to make online transactions without compromising their card details. By leveraging this feature, customers can enjoy enhanced security, control their expenses, and enjoy a seamless online shopping experience.

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